Teri Lund has been an external consultant for the last 15 years before which time she held Management positions for Barclays Bank, Kaiser Permanente and Sealund and Associates. She has a Bachelors of Science degree in Education from Montana State University and a Masters in International Business and Finance degree from New York University. Ms. Lund has in-depth experience in project management, implementation of technological solutions and determining and measuring ROI.